How credit is holding up
Credit card delinquencies
Lending conditions and realized bank losses. Positive survey standards mean net tightening; positive demand means net strengthening. Neither is a corporate-bond default rate.
Latest collected observation
2.85 %
Observation period: 2026Q2
At collection: current
Last collection · 28 Sep 2026, 12:00 UTC
These are dated observations. This page does not stream live market data.
Since the previous collection
The displayed value and observation period are unchanged from the collection on 2026-09-27.
A new period advances the comparison window. A revision changes an existing period.
Source history
percent delinquent, not annualized
2026Q2 · 2.85
Latest 24 source observations in this collection. Points are spaced by observation, not elapsed time. Missing values remain gaps. History may include revisions; it does not recreate what was known at each date.
Inspect the exact values
| Period | Value |
|---|---|
| 2026Q2 | 2.85 |
| 2026Q1 | 2.91 |
| 2025Q4 | 2.95 |
| 2025Q3 | 2.99 |
| 2025Q2 | 3.04 |
| 2025Q1 | 3.05 |
| 2024Q4 | 3.08 |
| 2024Q3 | 3.2 |
| 2024Q2 | 3.22 |
| 2024Q1 | 3.17 |
| 2023Q4 | 3.1 |
| 2023Q3 | 2.95 |
| 2023Q2 | 2.75 |
| 2023Q1 | 2.47 |
| 2022Q4 | 2.26 |
| 2022Q3 | 2.05 |
| 2022Q2 | 1.83 |
| 2022Q1 | 1.69 |
| 2021Q4 | 1.57 |
| 2021Q3 | 1.53 |
| 2021Q2 | 1.59 |
| 2021Q1 | 1.88 |
| 2020Q4 | 2.1 |
| 2020Q3 | 1.99 |
- Source unit
- percent delinquent, not annualized
- Collected
- 2026-09-28 12:00:03.058 UTC
- Source release / update
- 2026-08-25
- Instrument
- US_BANK_CARD_DELINQUENCY
Survey quarters and bank reporting quarters differ. Charge-offs are annualized and net of recoveries; delinquency rates are not annualized.