How credit is holding up
Business charge-offs
Lending conditions and realized bank losses. Positive survey standards mean net tightening; positive demand means net strengthening. Neither is a corporate-bond default rate.
Latest collected observation
0.58 %
Observation period: 2026Q2
At collection: current
Last collection · 28 Sep 2026, 12:00 UTC
These are dated observations. This page does not stream live market data.
Since the previous collection
The displayed value and observation period are unchanged from the collection on 2026-09-27.
A new period advances the comparison window. A revision changes an existing period.
Source history
percent, annualized net charge-offs
2026Q2 · 0.58
Latest 24 source observations in this collection. Points are spaced by observation, not elapsed time. Missing values remain gaps. History may include revisions; it does not recreate what was known at each date.
Inspect the exact values
| Period | Value |
|---|---|
| 2026Q2 | 0.58 |
| 2026Q1 | 0.59 |
| 2025Q4 | 0.56 |
| 2025Q3 | 0.57 |
| 2025Q2 | 0.58 |
| 2025Q1 | 0.55 |
| 2024Q4 | 0.52 |
| 2024Q3 | 0.55 |
| 2024Q2 | 0.48 |
| 2024Q1 | 0.44 |
| 2023Q4 | 0.42 |
| 2023Q3 | 0.39 |
| 2023Q2 | 0.31 |
| 2023Q1 | 0.28 |
| 2022Q4 | 0.23 |
| 2022Q3 | 0.16 |
| 2022Q2 | 0.14 |
| 2022Q1 | 0.12 |
| 2021Q4 | 0.12 |
| 2021Q3 | 0.16 |
| 2021Q2 | 0.21 |
| 2021Q1 | 0.29 |
| 2020Q4 | 0.42 |
| 2020Q3 | 0.52 |
- Source unit
- percent, annualized net charge-offs
- Collected
- 2026-09-28 12:00:03.058 UTC
- Source release / update
- 2026-08-25
- Instrument
- US_BANK_CI_CHARGE_OFF
Survey quarters and bank reporting quarters differ. Charge-offs are annualized and net of recoveries; delinquency rates are not annualized.