How credit is holding up
C&I loan spread changes — large and medium firms
Lending conditions and realized bank losses. Positive survey standards mean net tightening; positive demand means net strengthening. Neither is a corporate-bond default rate.
Latest collected observation
-26.80 %
Observation period: 2026Q3
At collection: current
Last collection · 28 Sep 2026, 12:00 UTC
These are dated observations. This page does not stream live market data.
Since the previous collection
The displayed value and observation period are unchanged from the collection on 2026-09-27.
A new period advances the comparison window. A revision changes an existing period.
Source history
net percent of responding domestic banks
2026Q3 · -26.8
Latest 24 source observations in this collection. Points are spaced by observation, not elapsed time. Missing values remain gaps. History may include revisions; it does not recreate what was known at each date.
Inspect the exact values
| Period | Value |
|---|---|
| 2026Q3 | -26.8 |
| 2026Q2 | -12.9 |
| 2026Q1 | -14.3 |
| 2025Q4 | -16.4 |
| 2025Q3 | -9.5 |
| 2025Q2 | -4.8 |
| 2025Q1 | -9.4 |
| 2024Q4 | -3.2 |
| 2024Q3 | -3.3 |
| 2024Q2 | 14.3 |
| 2024Q1 | 30.6 |
| 2023Q4 | 50 |
| 2023Q3 | 68.3 |
| 2023Q2 | 62.3 |
| 2023Q1 | 44.8 |
| 2022Q4 | 30.2 |
| 2022Q3 | 12.1 |
| 2022Q2 | -9.4 |
| 2022Q1 | -40.9 |
| 2021Q4 | -36.9 |
| 2021Q3 | -44.6 |
| 2021Q2 | -30.6 |
| 2021Q1 | -1.4 |
| 2020Q4 | 13.2 |
- Source unit
- net percent of responding domestic banks
- Collected
- 2026-09-28 12:00:03.058 UTC
- Source release / update
- 2026-08-03
- Instrument
- US_SLOOS_SPREADS_LARGE
Survey quarters and bank reporting quarters differ. Charge-offs are annualized and net of recoveries; delinquency rates are not annualized.