Skip to content
← All instruments

How credit is holding up

C&I standards — small firms

Lending conditions and realized bank losses. Positive survey standards mean net tightening; positive demand means net strengthening. Neither is a corporate-bond default rate.

Latest collected observation

1.80 %

Observation period: 2026Q3

At collection: current

Last collection · 28 Sep 2026, 12:00 UTC

These are dated observations. This page does not stream live market data.

Since the previous collection

The displayed value and observation period are unchanged from the collection on 2026-09-27.

A new period advances the comparison window. A revision changes an existing period.

Source history

net percent of responding domestic banks

2026Q3 · 1.8

-25.7 — 49.2Chart range
2020Q4 · 31.32021Q1 · 11.42021Q2 · -12.92021Q3 · -25.72021Q4 · -11.12022Q1 · -9.42022Q2 · 02022Q3 · 22.22022Q4 · 31.82023Q1 · 43.82023Q2 · 46.72023Q3 · 49.22023Q4 · 30.42024Q1 · 18.62024Q2 · 19.72024Q3 · 8.22024Q4 · 13.32025Q1 · 11.12025Q2 · 15.92025Q3 · 8.22025Q4 · 8.32026Q1 · 8.92026Q2 · 6.62026Q3 · 1.8
2020Q42026Q3

Latest 24 source observations in this collection. Points are spaced by observation, not elapsed time. Missing values remain gaps. History may include revisions; it does not recreate what was known at each date.

Inspect the exact values
Source values · net percent of responding domestic banks
PeriodValue
2026Q31.8
2026Q26.6
2026Q18.9
2025Q48.3
2025Q38.2
2025Q215.9
2025Q111.1
2024Q413.3
2024Q38.2
2024Q219.7
2024Q118.6
2023Q430.4
2023Q349.2
2023Q246.7
2023Q143.8
2022Q431.8
2022Q322.2
2022Q20
2022Q1-9.4
2021Q4-11.1
2021Q3-25.7
2021Q2-12.9
2021Q111.4
2020Q431.3

Behind this number

Board of Governors of the Federal Reserve System

Open the source →
Source unit
net percent of responding domestic banks
Collected
2026-09-28 12:00:03.058 UTC
Source release / update
2026-08-03
Instrument
US_SLOOS_STANDARDS_SMALL

Survey quarters and bank reporting quarters differ. Charge-offs are annualized and net of recoveries; delinquency rates are not annualized.